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Financial education means learning how money works so a person can make better decisions.
Budgeting means making a plan for how money will be used.
Saving means setting money aside instead of spending it immediately.
Debt management means handling borrowed money responsibly.
Credit means borrowing money now and paying it back later.
An emergency fund is money saved specifically for unexpected problems.
Insurance is a financial tool that helps protect against major losses.
Retirement basics are the first steps in preparing for life after working full-time.
Financial risks are events or choices that can harm a person’s money situation.
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